AFFORDABLE

TERM LIFE INSURANCE

Level Term

Level Term life insurance policies are simple and budget-friendly plans with no medical exams* and coverage options up to $1M. Get the coverage and peace of mind you need with our 100% online application with instant decision. Applying takes just minutes from start to finish.

AFFORDABLE

TERM LIFE INSURANCE

Level Term

Level Term life insurance policies are simple and budget-friendly plans with no medical exams* and coverage options up to $1M. Get the coverage and peace of mind you need with our 100% online application with instant decision. Applying takes just minutes from start to finish.

How to get term life insurance without a medical exam


Apply 100% Online

No medical exam, phone calls or in-person consultations


Budget Friendly

Some of the lowest rates in the country starting at $18/month**


Instant Decision

Start and finish your application in minutes with a decision on the spot

* Most individuals will qualify for life insurance coverage without the need for a medical exam.

** Please note that the price shown above is an estimate for a 20-year term with $300,000 in coverage based on a 35-year old female who is healthy and a non-smoker.

How To Get Term Life Insurance Without A Medical Exam


Apply 100% Online

No medical exam, phone calls

or in-person consultations


Budget-Friendly

Some of the lowest rates in the country starting at $18/month**


Instant Decision

Start and finish your application in

minutes with a decision on the spot

* Most individuals will qualify for life insurance coverage without the need for a medical exam.

** Please note that the price shown above is an estimate for a 20-year term with $300,000 in coverage based on a 35-year old female who is healthy and a non-smoker.

Level Term at a Glance

Length

10, 15, 20, 30-year term

Affordability

Plan Start at $18/month

Premium

Level for Term Length

Coverage Ranges

$25,000 - $1 Million

Medical Exam Required

No.

Convenient Payment Option

Annual, Semi-annual, Quarterly, Monthly

Riders

Return of Premium

Charitable Giving

Accelerated Death

Child Coverage

Accidental Death Benefit

Unemployment Waiver

Level Term at a Glance

Length

10, 15, 20, 30-year term

Affordability

Plan Start at $18/month

Premium

Level for Term Length

Coverage Ranges

$25,000 - $1 Million

Medical Exam Needed

No.

Convenient Payment Option

Annual, Semi-annual, Quarterly, Monthly

Riders

Return of Premium

Charitable Giving

Accelerated Death

Child Coverage

Accidental Death Benefit

Unemployment Waiver

Copyright © 2023 | The Spencer Agency

Powered By Quility | Privacy Policy

Copyright © 2023 | The Spencer Agency | Privacy Policy